California’s new rent reporting law—Assembly Bill 2747 (AB 2747)—goes into effect on July 1, 2025, and it's reshaping how multifamily housing operators serve renters in the state. The law requires certain landlords to offer residents the opportunity to report their on-time rent payments to credit bureaus—a move aimed at expanding access to credit-building tools for renters.
In this guide, we’ll break down the law, what it means for your operations, and how Roost’s rent reporting platform helps you stay compliant while delivering added value to residents.
AB 2747 mandates that California landlords who own or manage 15 or more residential rental units must give tenants the option to participate in rent reporting. That means reporting on-time rent payments to major consumer credit bureaus like Experian, Equifax, or TransUnion.
Landlords must:
Failure to comply may result in civil penalties, so preparation ahead of the July 2025 deadline is essential.
Rent reporting turns one of a resident’s biggest monthly expenses—rent—into a credit-building tool. Historically, rent hasn’t helped renters build credit, unlike mortgage payments. But that’s changing.
Research from the Credit Builders Alliance shows:
This is especially important for lower-income renters, younger residents, and immigrants who are underserved by traditional credit systems. By enabling rent reporting, landlords can play a direct role in advancing financial inclusion.
Roost’s rent reporting solution helps multifamily operators comply with AB 2747 and deliver a seamless experience to residents.
The process:
Roost also provides email and in-app support, FAQs, and educational content—making compliance easy for properties and stress-free for renters.
If you own or manage California multifamily properties with 15+ units, here’s what AB 2747 requires:
Note: Landlords are not required to furnish data directly to credit bureaus—they can use third-party services like Roost.
To comply and deliver value, your rent reporting partner should meet several criteria:
Roost meets all of these and is trusted by multifamily operators nationwide.
AB 2747 allows landlords to charge a reasonable fee for rent reporting, provided the fee:
Some properties offer rent reporting as a free resident amenity to boost loyalty and encourage lease renewals, while others may pass on the fee.
Roost Tip: Treat it like any other financial wellness feature—offering it for free may yield greater long-term value through improved retention, compared to a modest monthly charge.
AB 2747 does not apply to:
Still, offering rent reporting voluntarily can increase resident satisfaction and differentiate your brand—whether required or not.
Adding rent reporting to your resident experience strategy helps you:
Roost supports the full compliance workflow—from disclosure to reporting—and integrates easily with your existing move-out and refund processes.
California’s AB 2747 rent reporting law isn’t just about checking a compliance box—it’s an opportunity to add meaningful financial value for residents while streamlining operations across your portfolio.
By offering rent reporting, you’re helping renters build credit with on-time payments, improve access to loans, and reduce financial stress. It’s a simple way to increase resident satisfaction, stand out in a competitive market, and stay ahead of state requirements.
Roost makes compliance effortless. From automated opt-in notices to rent payment reporting and resident support, we handle the heavy lifting. Whether you're getting ready for the July 1, 2025 deadline or looking to add rent reporting as a long-term resident benefit, Roost helps you deliver more—faster, smarter, and fully compliant.
Get ready for AB 2747.
Request a demo or talk to your Roost account manager today about activating rent reporting for your California properties.
